Non-profit organizations offer invaluable medical bill negotiation services to help members manage high out-of-pocket medical costs. Through Medical Cost Advocate (MCA), members with $2,500 or more in remaining medical expenses after insurance payments qualify for significant savings or extended payment plans. The negotiation services come with no risk, and the fee is 30% of the negotiated savings. Members can also establish a payment plan for a $49 fee if needed.
Accessing these services involves a simple four-step process: confirming patient information, entering provider information, detailing bill information, and providing payment information. A professional negotiator is then assigned to work with members and providers to reduce medical bills or extend payment terms. While MCA does not provide funds to pay bills, their diligent efforts often result in substantial savings.
This benefit is crucial for members facing high medical costs, reflecting the organization’s commitment to supporting members’ financial well-being.
Key Elements
- Eligibility: $2,500+ in out-of-pocket expenses after insurance.
- Risk-Free: 30% fee on negotiated savings.
- Payment Plans: Option to extend payments for a $49 fee.
- Simple Access: Four-step process for setup and negotiation.
- Professional Assistance: Assigned negotiator works with providers on members’ behalf.
- Commitment to Savings: Supports members’ financial well-being despite provider resistance.